Ex-Im Bank Medium-Term Exposure
Fee Calculator Help and Definitions
Bank Exposure Fee Category (or by Country):
This will be country where the buyer is located, unless
the credit will be guaranteed and the guarantor is
located in a different country.
the percentage of cover.
At this time Ex-Im Bank only offers 100% cover of
the amount eligible to be financed under its guarantee,
loan and insurance programs (i.e., up to 85% of the
MT Insurance (2) or Guarantee/Direct Loan (3)
Ex-Im Bank offers a "standard"/level 2 product
(medium-term insurance) and two "above-standard"/level
3 products (direct loans and guarantees). "Standard"
refers to conditional coverage and "above standard"
to unconditional coverage. Ex-Im Bank does not offer
a "below standard" product (i.e., no post-default
interest payment). Ex-Im Bank has placed the direct
loan in the "above standard" category in
order not to compete with private lenders.
the repayment period.
This will be the number of years over which the loan
will be repaid.
the length of the drawdown period.
The drawdown period is defined as the time from the
first drawdown under the Ex-Im Bank credit to the
starting point of credit (i.e., the beginning of the
repayment period which usually falls six months before
the first repayment of principal). If the transaction
involves a single shipment, the drawdown period is
zero. In all other cases, enter the anticipated number
of months between the first draw under the Ex-Im Bank
credit and the starting point of credit.
fee financed or not?
In the past, most buyers elected to finance the fee.
Selecting this option now, however, will result in
a slightly higher fee.
Up Front (F) or As Drawn (D)
fee paid "up front " or "as drawn?"
In the past, the exposure fee was payable "as
drawn" (i.e., a portion of the exposure fee was
due on each draw under the Ex-Im Bank credit). The
new "up front" option results in a lower
fee for those buyers willing to pay the entire exposure
fee in a lump sum on or before the first draw under
the Ex-Im Bank credit.
our office today to receive information for your capital needs or to expedite
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